Financing Options from Service Experts Heating & Air Conditioning
Picture it: it’s June, inching closer and closer to triple digits, and your cooling system dies. It just dies. Gone. No more AC system, no more cool air blowing into your home to keep it comfortable. It’s finished.
So you call an air conditioning company to come perform an inspection and they confirm what you already knew – you have to buy a new system. And then they follow up with something you didn’t know – it’s going to cost more than you imagined, ranging from $7,000 to $70,000, based on the type of air conditioner(s) you prefer, the type of home(s) you have, and the type of energy source you’d like.
So what do you do? Spend your summer soaking in sweat and taking cold showers? Or use all your savings (and maybe sell a body part) to cover the cost of a new system?
Or option three? Financing.
The number of people who are planning on financing their latest home improvement project is at 70%. When you understand that the average consumer in the United States has no more than $5,000 they can get ahold of, it makes perfect sense. So when life happens and things die, and unexpected expenditures such as an AC repair or replacement is required, it is crucial that we have affordable financing options available.
At Service Experts Heating & Air Conditioning we have several financing options for homeowners looking to replace their heaters or air conditioners. The first category of options would fall into our promotional financing programs, which include no interest or deferred interest. Promotional buyers are those that will most likely have the available cash to pay off the loan short term, typically within twelve months with no interest charges, so long as the amount financed is completely paid off during or before the promotional period lapses.
Service Experts Heating & Air Conditioning also offers financing programs with a lower monthly fixed payment and a reasonable interest rate. This is for people who may not have the money as quickly but can afford a lower cost each month. A standard program includes a 7.99% APR for either 60 or 120 months. A new, high efficiency heating and cooling system can cost around $10,000. Choosing the 7.99% 120 month loan program can cost as little as $121/month. This payment schedule makes a new heating or air conditioning system more affordable, while also receiving an efficient system that will help decrease energy bills while supplying home comfort.
The financing programs at Service Experts Heating & Air Conditioning are as follows:
- Low monthly payments
- No down payment
- No annual fees
- No prepayment penalties
- Competitive interest rates
With so many programs, why wait? Call Service Experts Heating & Air Conditioning today for a no-charge in-home home comfort analysis and we will help you decide which heating and cooling system is right for your home AND which financing option works best for your life. We can’t wait to work with you!